
Today's housing market splits into four distinct types. You've got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell. Which type you're in changes how you should buy or sell. Ryan Serhant, CEO of SERHANT agrees:
"There is no longer a housing market . . . There are four Americas."
Here's what each looks like, and what it means for you.
If you already own a home, you may be able to buy your next place in cash thanks to your